Allowed only in each respective loan category. Members can bridge their loans anytime. Bridging interest is 5% of the outstanding loan balance. Other terms and conditions for loan products remain the same.

A member can combine several loans into one. The products that can be applied in order to amalgamate are Boresha, Super and Special loans.  Amalgamation interest is 5% of the outstanding loan balance. Other terms and conditions for loan products remain the same.