Allowed only in each respective loan category. Does not apply to Okoa Advance loan. Members can bridge their loans anytime. Interest charged is 5% of the outstanding loan balance. Other terms and conditions for loan products remain the same.

A member can combine several loans into one except Okoa Advance. The products that can be applied in order to amalgamate are Boresha Plus, Boresha, Super and Super Plus loans.  Interest charged is 5% of the outstanding loan balance. Other terms and conditions for loan products remain the same.