Education Loan
Repayable within a maximum period of 24 months (2 years) at 1% interest per month on reducing balance. Applications must include fees structures. Granted on demand.
Emergency Loan
Repayable within a maximum of 12 months (1 year) at 1% interest per month on reducing balance. Does not require documentary evidence.
Insta Loan
Maximum loan amount is Kshs. 1,000,000/=. Repayable within a maximum period of 24 months (2 years) at 1.17% interest per month on reducing balance.
Insta Plus Loan
Maximum loan amount is Kshs. 1,500,000/= Repayable within a maximum period of 36 months (3 years) at 1.21% interest per month on reducing balance.
Quick Pesa Loan
Maximum loan amount is Kshs. 300,000/=. Repayable within a maximum period of 12 months (1 year) at a flat rate interest of 12% on the amount loaned.
Okoa Advance Loan
Maximum amount for the product is Ksh. 250,000. The maximum repayment period is 10 months. Interest is payable on a flat rate of 10% on the amount loaned.
M-Cash Loan
Maximum amount for the product is Ksh. 70,000. The maximum repayment period is 4 months. Interest is payable on a flat rate of 10% on the amount loaned. Network charges are borne by the applicant. Product can be accessed via Xmobi Customer app (available on Google play store) and/or by dialing *882#. Payment is done via m-pesa. A member must have his/her phone number registered first in the SACCO system.