M-PESA PRODUCT CODES

Savings Products
Deposits=D                         Ekeza Fund=EF
Benevolent Fund=BF       Junior Savings=JS
Share Capital=SC

Loan Products

M-Cash=MC    Normal=N            Okoa Advance=OA             Special Loan=SL
Insta=I              Boresha=B           Insta Plus=IP                       Quick Pesa=QP
Super=S            Car=CA                 School Fees=SF                   Self Guarantee=SG
Karibu=K          Emergency=E     Collateral=C                          Insurance Premium Financing=PF

Other Loans
Advance Dividends=AD           Default Loan=DL          Normal Plus = NP
Super Plus = SP                          Boresha Plus = BP

See instructions below on how to make payments: 

Send your savings contributions and/or make loan payments through M-pesa using the above pay bill number.

How to make payment

1. On your phone menu, go to SIM Toolkit>M-pesa>Lipa na M-pesa>Pay Bill option
2. Enter business no: 855600
3. Enter account no: type your membership number followed by dash then product code (e.g. for member number 30 paying M-Cash the format will be: 30-MC)
4. Enter amount
5. Enter M-pesa pin
6. Confirm the payment details and press OK.

You will receive an Mpesa notification alert (on sms/email) that the payment has been sent to Balozi Sacco Ltd and thereafter an instant payment notification from BALOZISACCO when your account is updated.