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M-PESA Product Codes

Savings Products

ProductCode
Deposits D
Ekeza Fund EF
Benevolent Fund BF
Junior Savings JS
Share Capital SC

Loan Products

ProductCode
M-Cash MC
Normal N
Okoa Advance OA
Special Loan SL
Insta I
Boresha B
Insta Plus IP
Quick Pesa QP
Super S
Car CA
School Fees SF
Self Guarantee SG
Karibu K
Emergency E
Collateral C
Insurance Premium Financing PF

Other Loans

ProductCode
Advance Dividends AD
Default Loan DL
Normal Plus NP
Super Plus SP
Boresha Plus BP

Other

CodeProduct Name
SC Share Capital

See instructions below on how to make payments: 

Send your savings contributions and/or make loan payments through M-pesa using the above pay bill number.

How to make payment

  1. On your phone menu, go to SIM Toolkit > M-pesa > Lipa na M-pesa > Pay Bill option
  2. Enter business no: 855600
  3. Enter account no: type your membership number followed by dash then product code (e.g. for member number 30 paying M-Cash the format will be: 30-MC)
  4. Enter amount
  5. Enter M-pesa pin
  6. Confirm the payment details and press OK.

You will receive an Mpesa notification alert (on sms/email) that the payment has been sent to Balozi Sacco Ltd and thereafter an instant payment notification from BALOZISACCO when your account is updated.

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